Terms and Conditions

1. Agreement to Terms

By accessing or using the services provided by Active Steward Ltd ("we," "our," or "us"), you agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

These Terms and Conditions apply to all users of our website and services, including without limitation users who are browsers, vendors, customers, merchants, and/or contributors of content.

2. Use of Services

2.1 Eligibility

You must be at least 18 years old and have the legal capacity to enter into binding agreements to use our services. By using our services, you represent and warrant that you meet these requirements.

2.2 Acceptable Use

You agree to use our services only for lawful purposes and in accordance with these Terms and Conditions. You agree not to:

• Use our services in any way that violates any applicable law or regulation
• Transmit any malicious code, viruses, or harmful data
• Attempt to gain unauthorized access to our systems or networks
• Interfere with or disrupt the integrity or performance of our services
• Use our services to infringe upon the rights of others
• Collect or harvest information about other users without their consent

3. Intellectual Property Rights

All content, features, and functionality of our services, including but not limited to text, graphics, logos, images, and software, are the exclusive property of Active Steward Ltd and are protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from our services without our prior written permission.

4. User Accounts and Data

4.1 Account Registration

If you create an account with us, you are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

4.2 User Content

You retain ownership of any content you submit, post, or display through our services. By submitting content, you grant us a worldwide, non-exclusive, royalty-free license to use, reproduce, and distribute your content as necessary to provide our services.

You are solely responsible for the content you submit and warrant that you have all necessary rights to grant us the license described above.

5. Payment Terms

If you purchase services from us, you agree to pay all fees associated with your purchase. Payment terms, pricing, and billing cycles will be specified in your service agreement or order form.

All fees are non-refundable unless otherwise stated in your agreement or required by applicable law. We reserve the right to change our pricing at any time, with notice to existing customers.

6. Service Availability

We strive to provide reliable and continuous access to our services. However, we do not guarantee that our services will be available at all times or free from errors, interruptions, or security breaches. We reserve the right to modify, suspend, or discontinue any part of our services at any time with or without notice.

7. Disclaimers

Our services are provided "as is" and "as available" without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

• Merchantability and fitness for a particular purpose
• Non-infringement of third-party rights
• Uninterrupted or error-free operation
• Accuracy, completeness, or reliability of information

8. Limitation of Liability

To the maximum extent permitted by applicable law, Active Steward Ltd shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, or data
• Business interruption
• Loss of goodwill
• Cost of substitute services

Our total liability for any claims arising out of or relating to these Terms or our services shall not exceed the amount you paid to us in the twelve (12) months preceding the claim.

9. Indemnification

You agree to indemnify, defend, and hold harmless Active Steward Ltd and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or in any way connected with your use of our services, violation of these Terms, or infringement of any rights of another.

10. Termination

We may terminate or suspend your access to our services immediately, without prior notice, for any reason, including if you breach these Terms and Conditions.

Upon termination, your right to use our services will cease immediately. All provisions of these Terms that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.

11. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the jurisdiction in which Active Steward Ltd operates, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or our services shall be subject to the exclusive jurisdiction of the courts in that jurisdiction.

12. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. We will notify you of any material changes by posting the updated Terms on this page and updating the "Last updated" date. Your continued use of our services after such changes constitutes your acceptance of the modified Terms.

13. Severability

If any provision of these Terms and Conditions is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

14. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and Active Steward Ltd regarding the use of our services and supersede all prior agreements and understandings.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us: